Professional mortgage technology background
The Smartest Way to Get a Mortgage

AI-Powered MortgageMatchmaking

Transform your mortgage journey with intelligent matching. We analyze 30+ data points to connect you with the perfect lender-broker-agent trio for faster approvals, better rates, and complete transparency.

✓ No hidden fees • ✓ 95% success rate • ✓ Average $15K savings

50K+
Happy Customers
$15K
Average Savings
500+
Partner Network
95%
Success Rate

The Rately Advantage

We're not a lender—we're your advocate. Our AI-driven marketplace replaces stress and guesswork with intelligent matching, competition, and complete transparency.

AI-powered mortgage matching visualization

Hyper-Personalized Matches

Our AI analyzes 30+ variables—from credit profile and loan type to urgency and local market expertise—to drive precision matching that gets smarter with every loan.

100% Transparency

See realistic rates, fees, and timelines upfront—before committing. No hidden fees, no surprises, no opaque processes. You control your timeline and choice of partners.

Curated Network

500+ vetted partners across multiple states, each meeting rigorous performance and satisfaction benchmarks. Quality over quantity, always.

Lightning-Fast Process

Mobile-first design with instant recommendations cuts time-to-close by up to 40%. Get matched in minutes, not weeks, with our streamlined workflow.

Continuous Learning

Our proprietary algorithms are continuously trained on performance data and customer outcomes—every successful loan makes our matching smarter.

Network Effect

As more borrowers use Rately, professionals gain incentive to join and maintain top performance, improving matches and outcomes for everyone.

$15K
Average Savings
40%
Faster Closing
95%
Success Rate
30+
Matching Variables

Your Digital Mortgage Concierge

Our guided, step-by-step workflow replaces confusing forms and back-and-forth calls. Get matched with your perfect mortgage team in minutes, not weeks.

Mortgage process workflow visualization
1

Share Your Profile

Complete our mobile-first form with your financial details, loan goals, and preferences. Takes just 3-5 minutes with smart auto-fill features.

2

AI Analyzes & Matches

Our algorithms process 30+ data points to identify the optimal lender-broker-agent trio from our curated network of 500+ certified professionals.

3

Review & Connect

See upfront estimates for rates, fees, and timelines. Choose your preferred match and connect instantly—no surprises, complete transparency.

3-5 minutes to complete
Bank-level security
No commitment required
Start Your Match Now

Free to use • No hidden fees • Instant results

Join 50,000+ Satisfied Borrowers

Ready to Transform Your Mortgage Experience?

Whether you're buying your first home or refinancing, Rately empowers you to secure the best deal—effortlessly. Our AI makes home financing faster, smarter, and entirely borrower-first.

No upfront costs
Complete transparency
Your advocate, not a lender