How RatelyWorks
Our guided, step-by-step workflow replaces confusing forms and back-and-forth calls. Get matched with your perfect mortgage team in minutes, not weeks.
Start Your Match NowShare Your Profile
Complete our mobile-first form with your financial details, loan goals, and preferences. Our smart form takes just 3-5 minutes and includes auto-fill features to save you time.
Processing 30+ data points for optimal matching
AI Analyzes & Matches
Our proprietary algorithms process 30+ data points to identify the optimal lender-broker-agent trio from our curated network of 500+ certified professionals.
Review & Connect
See upfront estimates for rates, fees, and timelines. Choose your preferred match and connect instantly—no surprises, complete transparency.
The Technology Behind the Magic
Our proprietary AI algorithms are continuously trained on performance data and customer outcomes—every successful loan makes our matching smarter.
Machine Learning
Our algorithms learn from every successful match, continuously improving accuracy and outcomes for future borrowers.
Data Analysis
We analyze 30+ variables including credit profile, location, loan type, urgency, and professional performance history.
Quality Scoring
Every professional in our network is continuously scored on performance, customer satisfaction, and closing success rates.
Why This Approach Works
Traditional mortgage shopping is broken. We fix it with intelligent matching, transparency, and a borrower-first approach.
Traditional Process
The Rately Way
Ready to Experience the Future of Mortgage?
Join 50,000+ satisfied borrowers who transformed their mortgage experience with Rately's intelligent matching technology.